Cambridge Mobile Telematics (CMT), the world’s largest mobile telematics and analytics provider, announced today that it has entered into a partnership with CROC, one of the leading IT companies in Russia providing expertise to insurance companies for over 17 years.

The partnership offers the Russian auto insurance market a joint solution that combines CROC’s in-depth knowledge of the market and extensive IT expertise in CMT’s industry-leading mobile telematics-based solutions.

CMT’s innovative technologies help drivers identify and reduce dangerous behaviors such as phone use while driving, speeding, and harsh or late braking, and enables insurers to process claims faster, lower their risk, and improve customer experience. CMT’s platform integrates with the insurer’s mobile apps and uses mobile sensing via an SDK to assess driving risk.

CMT's partnership with CROC allows insurers in the region to build competitive advantage through advanced risk identification, more accurate pricing, and positive customer engagement features.

Ben Bowne
Vice President, Global Sales & Partnerships at CMT

CMT’s analysis of billions of miles traveled by millions of drivers worldwide indicates that distracted driving feedback and user engagement can be impactful, with 30% of drivers reducing their phone distraction by 39% after 30 days of platform use. CMT’s analysis of crashes based on claims data shows that at least 19% were attributable to phone-based distraction.

As a result, in past UBI programs such as with Discovery Insure in South Africa, the solution generated a 17% better loss ratio and a 20% lower risk-adjusted claims frequency compared to traditional policies.

We actively use modern technologies to improve the quality of our services: from quick and easy policy purchase to streamlined claim processing. Our clients are already actively using our mobile application, and mobile telematics is the next step in the evolution of the insurance business – as its implementation will reduce the number of accidents and optimize motor insurance. We have started active testing of the CMT solution, which, in our opinion, will make our insurance services more personal and convenient for our customers.

Alexey Lyubavin
Deputy General Director at ASKO-INSURANCE

CMT’s mission is to make the world’s roads and drivers safer. Since its first product launch in 2012 that pioneered mobile usage-based insurance, CMT has become the world’s leading telematics and analytics provider for insurers, rideshares, and fleets. CMT’s DriveWell platform uses mobile sensing and behavioral science to measure driving risk and incentivize safer driving, while its Claim Studio reduces the claims cycle time with real-time crash detection, crash reconstruction, and damage assessment using telematics and artificial intelligence. CMT has over 50 active programs with insurers and other partners, improving safety for millions of drivers every day around the world. Starting from a research at MIT and backed by the SoftBank Vision Fund to fuel its rapid growth, CMT is headquartered in Cambridge, MA. To learn more, visit and follow CMT on Twitter @cmtelematics.